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If you're going to use a small-cap index like the Russell 2000, you could wish to stop and take into consideration why a great index fund company, like Vanguard, does not have any kind of funds that follow it. The factor is because it's a lousy index.
I have not even addressed the straw man below yet, and that is the fact that it is fairly rare that you really have to pay either taxes or considerable compensations to rebalance anyhow. Many smart investors rebalance as much as feasible in their tax-protected accounts.
And of program, nobody must be acquiring packed common funds, ever before. It's actually also poor that IULs don't function.
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